Debt Payoff Tracker — Browser App (Avalanche Method)
Avalanche-method debt tracker in dark and light mode
- Instant digital download; nothing is shipped
- Format: Browser app (HTML) (HTML app, Instructions)
- Personal use licence · no subscription
About this product
Pay off debt in the order that saves the most interest. Add your debts once and the tracker ranks them, shows progress and estimates a payoff date for each. Runs in any browser.
What you get
- Beautiful dark mode interface (+ light mode toggle)
- Avalanche Method — automatically sorts debts by highest interest rate first
- Real-time progress bars for each debt
- Overall payoff progress tracker
- Payoff Timeline — estimated month & year for each debt
- Interest rate tags (High / Mid / Low) at a glance
- Add payments with one click — balance updates instantly
- Export to CSV — open in Excel or Google Sheets
- JSON backup & restore — never lose your data
- Works in any browser — no installation needed
- 100% private — data stays on your device
What you can import
- DebtPayoffTracker_PRO.html — main tracker (open in any browser)
- Instructions.html — full user guide
What you can import
- Total debt remaining — always visible
- Total amount paid with overall progress bar
- Weighted average interest rate across all debts
- Automatic Avalanche ordering (1st, 2nd, 3rd priority)
- Payoff timeline with estimated dates per debt
- High / Mid / Low interest rate badges
- Celebration when a debt is fully paid off 🎉
How the Debt Avalanche Method Works (With a Free Calculator)
How the debt avalanche method works, a worked example with real numbers, and a free spreadsheet calculator that ranks your debts by interest rate.
Questions
Do I need to install anything?
No. Open the HTML file in Chrome, Edge, Firefox or Safari. It works offline.
Where is my data stored?
In your browser on your own device. Nothing is uploaded, and you can export a backup at any time.
Does it sync between devices?
No. Data lives in the browser on the device you use. Use the export and import backup to move it.
Can I share the files?
Files are for your personal use. Please don’t resell or redistribute them. See the licence page for details.
Something isn’t working. What now?
Email hello@desklarkshop.com and we’ll help. See the refund policy for details.
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