Monthly Bill Tracker — Google Sheets & Excel

About this product

Keep every monthly bill in one spreadsheet: rent, utilities, phone, insurance, loans, credit cards and subscriptions. List each bill once, mark it Paid month by month, and let the Dashboard show what you owe, what is paid, what is overdue and which bills are due next. A monthly calendar shows your due dates at a glance.

What you get

• Bills tab with 40 bill slots: name, category, amount, due day and autopay
• Paid dropdown for every month, January to December
• Automatic status for the selected month: Paid, Overdue, Due soon (next 7 days) or Upcoming
• Dashboard: total due, paid so far, still to pay, % paid with a progress bar
• Overdue bills and bills due in the next 7 days, with amounts
• "Next 8 bills to pay" list, sorted by due date
• Bill Calendar tab: how many bills and how much money fall due on each day of the month
• Totals by category (housing, utilities, insurance, loans, subscriptions and more)
• Paid-by-month table for the whole year, plus yearly cost of your bills
• Autopay total, so you know how much leaves your account automatically
• Color-coded, protected cells — formulas can't be overwritten by accident
• Works in Google Sheets AND Excel

How it works

1. Download the .xlsx file
2. Upload it to Google Sheets (File → Import → Upload) or open it directly in Excel
3. Demo bills are pre-loaded so you see it working immediately
4. Delete the demo rows and add your own bills with amount and due day
5. Pick "✔ Paid" in the month column when you pay. Everything updates instantly

Perfect for

• Anyone who wants to stop paying late fees
• Couples and families sharing household bills
• Freelancers and small business owners tracking monthly costs
• Students and first apartments
• A simple alternative to a bill-reminder app, with no subscription

Good to know

• Instant digital download — nothing is shipped
• Made for Google Sheets; a free Google account is all you need. It also opens in Microsoft Excel.
• Statuses use today's date, so Overdue and Due soon update on their own every day.
• Amounts are in US dollars ($). In Google Sheets you can change the currency under Format → Number → Currency.
• Digital template for personal use. Please don't resell or redistribute the file.
• This is an editable spreadsheet, not a printable PDF.
• Questions? Send me a message — happy to help! 💙

Questions